An Overview to Private Loans

School loans from commercial organizations other than the federal government are sometimes referred to as alternative or private loans. These are often last resorts for students looking for aid because they tend to require borrowers to take more financial risks than federal loans.

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Types of Federal Loans

The federal government is the largest provider of funding for college. In addition to Pell and work-study grants, which college students do not pay back, the federal government also offers several different types of loans to help students and their parents finance a college education.

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